Health Really Matter

Terms and Conditions

Please read the following terms of use carefully before using Health Really Matter’ website, healthreallymatter.com By using the website, you agree to be bound by these terms. If you do not agree with any part of these terms, you must not use the website. Health Really Matter may modify these terms at any time without notice, and your continued use of the website indicates your acceptance of the updated terms. Please check this page regularly for updates. Health Really Matter is located at PO Box 870554 New Orleans, LA 70187.

These Terms ONLY APPLIES TO text messaging OPT INS:

Health Really Matter text messaging program – our SMS campaign will inform our subscribers about updates, changes, and new Insurance consulting products. They also receive updates to changes to any cases.

  • Message frequency – message frequency varies.
  • Customer care information – Reply HELP to [email protected] or 877-380-3031 for help.
  • Opt out instructions – Reply STOP to [email protected] or 877-380-3031 to end. You will then be unsubscribed from Health Really Matter and no further messages will be delivered.
  • Carriers are not liable for delayed or undelivered messages.
  • Message and data rates may apply.
  • Mobile subscriber’s phone number will NEVER be shared or sold to third parties.

The content on this website is strictly for your personal, lawful, and non-commercial use related to seeking insurance consulting. Competitors or non-consumer third parties are prohibited from using this website. Without prior written permission, you may not: (i) link to this site from another website; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish any content obtained or downloaded from this site; or (iii) engage in systematic retrieval of data or other content from this site. This prohibition includes any activity required by law.

Copyright and Trademarks

All materials on this site, including the Health Really Matter logo and other trademarks, are owned by Health Really Matter and protected by international copyright and trademark laws unless otherwise stated. All rights are reserved. © 2022 Health Really Matter. Any unauthorized use is prohibited.

Our Products and Services

The information and materials on this website serve as a general reference and may not fully describe the specific terms, conditions, and exceptions of Health Really Matter’s products and services. Actual coverage is subject to the terms and conditions of the issued insurance consulting policies. Coverage availability and requirements can vary by state and individual circumstances. The products and services on this website are available only in jurisdictions where Health Really Matter is properly licensed.

Signing Up and Opting-In to the Service

To enroll in the service, you must provide your mobile phone number, accept these terms and conditions, and be over 18 years old. Health Really Matter reserves the right to stop offering the service at any time, with or without notice.

By opting into the service, you:

  • Acknowledge that receiving messages is not a condition of purchase.
  • Confirm that you are the subscriber or authorized user of the relevant phone number on a family or business plan.
  • Consent to the use of an electronic record to document your opt-in. For a free paper or email copy of the opt-in or to update your contact information, contact [email protected]. To view and retain an electronic copy of these Terms, you’ll need a device with Internet access and either a printer or storage space. For an email copy, you’ll also need an email account and appropriate software.

Message Frequency

After opting in, your message frequency may vary.

Charges and Carriers

Text messaging and data charges may apply. Review your service agreement with your wireless carrier or contact them to determine any fees for sending and receiving text messages. You are responsible for any message, data, or other fees incurred from using the service, including usage and subscription fees.

Supported carriers include AT&T, T-Mobile, Sprint, Boost, Virgin Mobile, U.S. Cellular, Cricket, Alltel, Cincinnati Bell, Cellcom, C-Spire, nTelos, MetroPCS, and other smaller regional carriers. The service may not be available on all wireless carriers. Health Really Matter may add or remove any carrier from the service without notice. Health Really Matter and mobile carriers are not responsible for delays, delivery failures, or errors in messages.

To STOP the Service

To stop receiving text messages, text STOP to any message from Health Really Matter. This is the only way to opt out. For services using a different number, text STOP to that number. Your opt-out request may generate a confirmation text or a request for clarification if you are subscribed to multiple programs. The text message platform may not recognize unsubscribe requests without the STOP command. Health Really Matter and its service providers are not liable for failing to honor such requests. Unsubscribing from one program does not affect other programs you are subscribed to. These terms still apply if you opt out of the service. Our SMS campaign updates subscribers about minority and disabled benefits available through Health Really Matter.

Disclaimer of Warranties

All information, products, content, and materials on the site, accessible from the site, or on a third-party site are provided “as is” without warranties or guarantees of any kind, express or implied. Health Really Matter expressly disclaims all warranties, including those of title, non-infringement, merchantability, and fitness for a particular purpose. Health Really Matter does not warrant that the site will be error-free, uninterrupted, virus-free, or that defects will be corrected. The accuracy of materials and availability of products and services outside the U.S. or in unlicensed jurisdictions are not guaranteed.

If your state does not allow disclaimer of implied warranties, this disclaimer may not fully apply to you.

Limitation of Liability

Health Really Matter is not liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary, or punitive damages arising out of or related to the site, third-party sites, or the inability to use the site, including defects, errors, interruptions, delays, or viruses. Except for Health Really Matter’s gross negligence or intentional actions, unauthorized alterations of or access to your data are also not covered. If your state does not allow liability limitations for certain damages, these limitations may not fully apply to you. However, Health Really Matter’s total liability for all damages, losses, injuries, or claims is limited to the amount you have paid to access the website.

These Terms of Use are effective until terminated by either party. You may terminate by discontinuing use of the website and destroying obtained materials. Health Really Matter may terminate these Terms and/or the website at any time without notice if you breach any term or condition. Upon termination, stop using the website and destroy obtained materials.

These Terms of Use constitute the entire agreement regarding the discussed items.

Health Really Matter Insurance Department
PO Box 870554 New Orleans, LA 70187